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Betty Marlow
Printable workbook · 48 pages

Every dollar gets a job. In thirty days.

Ten minutes a day, a pencil and your last two pay stubs. One small job a day, and by Day 30 you'll have one page that says where every paycheck in 2027 goes.

Get it for $12US Letter PDF · print at home · yours to keep
Four weeks, four steps

See it. Map it. Plug the leaks. Run it.

Each day is one page: a note from Betty, two or three boxes to tick, and room to write. Miss a day? Pick up where you left off.

  1. DAY 01Find the paper: your last two pay stubs and your real take-home.
  2. DAY 02Read the stub like a payroll clerk: the five lines that matter.
  3. DAY 04The bills that aren't surprises, divided by your paychecks.
  4. DAY 06What you really bring home in a month (hint: not pay × 2).
  5. DAY 08Give every bill a paycheck. This is the day it clicks.
  6. DAY 09Move a due date, with the exact words to say on the phone.
  7. DAY 12Christmas, on paper, divided by the paydays you have left.
  8. DAY 18Find the five-dollar leak that costs more than you think.
  9. DAY 22The fifteen-minute payday: same steps, every payday.
  10. DAY 24Your three-paycheck months, each with a job.
  11. DAY 25Plan the tax refund before it lands.
  12. DAY 29Your whole 2027 on one page.
What's inside

Thirty daily pages and the worksheets that make them stick.

  • 30 daily pages with a note from Betty and boxes to tick
  • Fridge tracker: one X a day
  • Pay Stub Decoder: the five lines, explained
  • Bill List and two-column Paycheck Map
  • Jars for Christmas, back-to-school, the car and more
  • Subscription sweep and a three-day spending log
  • The fifteen-minute Payday Checklist
  • 2027 payday calendar with three-paycheck months
  • Debt List, with the two common payoff orders explained plainly
  • Money Hour: three questions for the kitchen table
  • One-Page Paycheck Plan for 2027
  • Betty's 12 kitchen-table rules
A sample day

Here's how a page reads.

Week 2 · Map it · DAY 08

Give every bill a paycheck.

“This is the day it clicks. Every bill gets assigned to the paycheck that pays it. Check one pays these. Check two pays those.” — Betty

  • Open the Paycheck Map. Put each bill under the paycheck that arrives before its due date.
  • Add up each column.
  • If one column is much heavier, circle the biggest bill in it. That's tomorrow's job.
Betty's 30-Day Paycheck Reset

$12 one-time payment, printable PDF

Payment by Stripe. You'll get the download link on the next page and by email. Prices in US dollars; tax may be added at checkout depending on where you live. By buying you agree to the Terms.

Betty is an AI character; her story is fiction and the math is real. General education, not financial, tax or legal advice. Results depend on your own numbers.

Not ready? Start with the free 2027 Payday Calendar.

Questions

Before you buy

Who is it for?

Anyone who runs the money at home and wants a plan that fits real paydays, especially if you're paid every other week and the end of the month always feels tight.

I'm paid weekly or twice a month.

It works the same way. The pages tell you what to divide by: 52, 26, 24 or 12.

Do I have to share my bank information?

No. You read your own statement and write numbers on paper. There's no app and no account connection.

Can I use it on screen?

Yes, you can fill it in with any PDF app, but it's designed to be printed. Print only the pages you need; worksheets can be copied as often as you like.

Will it save me money?

We can't promise a number, and nobody honestly can. It depends on your paychecks, your bills and on you. What it does promise is a clear map of where every paycheck goes.

Refunds?

See Withdrawal & refunds. If there's a problem with your file, email us and we'll fix it.